Carmel, Indiana
Trusted Financial Advisor in Carmel, Indiana
Carmel is one of Indiana's most vibrant communities, home to the Arts and Design District, the Palladium at the Center for the Performing Arts, and a growing concentration of Hamilton County professionals, executives, and business owners building serious wealth. Olympus Wealth Strategies brings independent, fiduciary financial planning and comprehensive wealth management to this community, with CFP® and CPWA® credentialed advisors and transparent, fee-based service.
Why Carmel Families and Professionals Choose Olympus
Local Expertise, Fiduciary Excellence
Olympus Wealth Strategies is an independent registered investment advisor serving Carmel and Hamilton County. Our advisors hold the CFP® and CPWA® designations, operate as fiduciaries, and provide comprehensive, coordinated financial planning across investments, taxes, retirement, and estate strategy.
CFP®
Certified Financial Planner
CPWA®
Private Wealth Advisor
100%
Fiduciary Standard
Fee-Based
Transparent, AUM-Based Pricing
Independent Fiduciary
As a registered investment advisor, we are legally obligated to act in your best interests, not those of a broker or product sponsor. This standard can reduce certain compensation-related conflicts common in commission-based models.
Assets Held at Charles Schwab
Your investments are custodied at Charles Schwab, one of the most trusted names in the industry. Your assets are always in your name, fully separated from Olympus, providing a clear layer of security and transparency.
Comprehensive Coordination
We bring investments, tax planning, retirement strategy, estate planning, and insurance review under one coordinated plan, so every piece of your financial life works together, not in isolation.
Comprehensive Planning
Financial Planning for Carmel's Unique Opportunities
Carmel residents benefit from Hamilton County's strong economy, with major employers like Allegion, KAR Auction Services, and CNO Financial Group creating substantial wealth-building opportunities. The community's identity, from the walkable Arts and Design District to world-class performances at the Palladium, reflects a resident base of accomplished professionals who expect the same level of excellence from their financial advisor.
Our comprehensive financial planning accounts for Indiana's tax landscape, including the state's 2.95% flat income tax rate (as of 2026, per the Indiana Department of Revenue) and Hamilton County property tax considerations. As an independent fiduciary, we coordinate every aspect of your financial strategy, from investment management and retirement planning to estate planning and tax optimization. Our fee-based structure, grounded in assets under management, aligns our success with yours while reducing certain compensation-related conflicts of interest common to commission-based models.
Carmel-Focused Services
- ✓ Hamilton County property tax planning
- ✓ Indiana college savings 529 plans
- ✓ Executive compensation planning
- ✓ Business owner exit strategies
- ✓ Retirement plan design and optimization
- ✓ Institutional access to alternative investments
Beyond Traditional Markets
Institutional Access to Alternative Investments and Private Markets
Carmel's professional and executive community has accumulated the kind of wealth that warrants access to investment opportunities historically reserved for institutions and ultra-high-net-worth investors. Through our relationships with CAIS and iCapital, two of the leading alternative investment platforms in the industry, and through direct deal access, we can help qualified clients explore a range of private market strategies alongside their traditional portfolio.
Private Credit
Direct lending and private debt strategies designed to seek income and diversification characteristics that may differ from traditional fixed income. Availability and suitability vary by investor profile.
Private Real Estate
Institutional-quality private real estate strategies, including funds and direct deals, aimed at portfolio diversification and potential income generation. All investments carry risk, including loss of principal.
Hedge Funds
Access to select hedge fund strategies through institutional platforms, designed to pursue returns with differentiated risk profiles. Available to qualified purchasers and accredited investors only.
Private Equity
Exposure to private company growth through both fund vehicles and direct deal access. An avenue Carmel's executives and business owners often find compelling given their entrepreneurial background.
How We Access Private Markets
We provide access to alternative investments through two of the industry's premier institutional platforms: CAIS and iCapital. These platforms offer a rigorous due diligence process and a broad manager selection across asset classes. In addition to platform-based access, we maintain direct deal relationships, giving eligible clients the ability to participate in specific opportunities outside of a fund structure.
Who This Is Designed For
Alternative investments are generally available to accredited investors and qualified purchasers. They involve meaningful illiquidity, higher minimum investments, and additional risk compared to public markets. We evaluate each client's overall financial plan, time horizon, and liquidity needs before discussing whether private market exposure is appropriate as part of a broader wealth strategy.
Alternative investments are not suitable for all investors. They are speculative, involve a high degree of risk, and may result in a partial or total loss of investment. Offered to eligible investors only. This is not an offer to sell or a solicitation of an offer to buy any security.
Our Process
How We Work with Carmel Clients
Initial Discovery Meeting
We begin with a comprehensive review of your current financial situation, goals, and concerns specific to living in Hamilton County. This includes analyzing your employer benefits, understanding Indiana tax implications, and identifying opportunities for wealth building in Carmel's dynamic economy.
Customized Strategy Development
Our CFP® and CPWA® credentialed team creates a personalized financial plan addressing investment management, tax optimization, retirement planning, and estate considerations. We factor in Indiana-specific elements like the state's 2.95% flat income tax rate and local economic conditions that impact Carmel residents.
Implementation and Monitoring
With assets held securely at Charles Schwab, we implement your strategy while providing ongoing monitoring and adjustments. Regular reviews ensure your plan adapts to life changes, market conditions, and evolving opportunities in the Carmel area, including access to private market strategies through CAIS and iCapital for eligible clients.
Core Services
Comprehensive Wealth Management for Carmel
Investment Management
Portfolio construction and management designed to help build wealth while managing risk. Tax-efficient strategies including asset location and tax-loss harvesting to seek improved after-tax results for Indiana residents. Past results do not guarantee future outcomes.
Retirement Planning
401(k) optimization, IRA planning, and retirement income strategies. Special focus on maximizing employer benefits available to Carmel professionals and addressing Social Security timing decisions.
Tax Planning
Strategies designed to help reduce Indiana state tax burden while seeking federal tax efficiency. Roth conversions, charitable giving structures, and business owner tax planning tailored to Hamilton County residents. Results vary by individual situation.
Estate Planning
Wealth transfer strategies and estate planning coordination. Addressing Indiana inheritance considerations and helping families pursue multigenerational wealth preservation while managing potential tax implications.
Business Owner Services
Specialized planning for Carmel entrepreneurs including retirement plan design, exit strategies, and QSBS planning. We understand the local business landscape and the specific considerations facing business owners in Hamilton County.
Alternative Investments
Institutional access to Private Credit, Private Real Estate, Hedge Funds, and Private Equity through CAIS and iCapital, plus direct deal access. Available to accredited investors and qualified purchasers. All alternative investments involve meaningful risk, including illiquidity and potential loss of principal.
Frequently Asked Questions
Common Questions from Carmel Clients
How Does Your Fee Structure Work for Carmel Residents?
We charge a transparent fee based on a percentage of assets under management, with the percentage typically varying depending on portfolio size. This fee-based structure means we don't receive commissions from product sales, aligning our interests with yours. Our fees are competitive within the Hamilton County market and clearly disclosed upfront.
Do You Understand Indiana Tax Laws and How They Affect Carmel Families?
Absolutely. We factor Indiana's 2.95% flat income tax rate (as of 2026, per the Indiana Department of Revenue), Hamilton County property tax considerations, and state-specific opportunities like Indiana's 529 college savings plan deduction into our planning. Our strategies are designed to help optimize your tax situation while considering both state and federal implications.
What Makes Olympus Different from Other Financial Advisors in Carmel?
As an independent fiduciary, we're legally obligated to act in your best interests, reducing the conflicts that can affect commission-based advisors. Our CFP® and CPWA® credentials reflect our commitment to professional excellence, and we provide comprehensive, coordinated financial planning rather than just investment management. We also offer institutional access to alternative investments through CAIS and iCapital, a capability many traditional advisors in Carmel cannot provide.
How Do You Help Business Owners in the Carmel Area?
We provide specialized services for Carmel entrepreneurs including retirement plan design, exit strategy planning, and tax strategies like QSBS. Understanding the local business environment, from technology companies to healthcare practices near the I-465 corridor, we tailor our approach to your specific industry and growth stage.
Do You Offer Access to Alternative Investments and Private Markets?
Yes. Through CAIS and iCapital, we provide eligible clients with institutional access to Private Credit, Private Real Estate, Hedge Funds, and Private Equity. We also maintain direct deal relationships for specific opportunities. These strategies are available to accredited investors and qualified purchasers, and we evaluate each client's overall financial plan and liquidity needs before discussing whether private market exposure may be appropriate.
Where Are Client Assets Held and How Are They Protected?
All client assets are held at Charles Schwab, one of the largest and most trusted custodians in the industry. This separation means your assets are protected by robust security measures and SIPC coverage, providing an additional layer of protection for your wealth.
Ready to Get Started?
Schedule Your Consultation Today
Connect with our CFP® credentialed team to discuss your financial goals and learn how our fiduciary approach can help you build and protect wealth in Carmel, Indiana.