Financial Advisor in Arcadia, Indiana

We Know This Town

Arcadia Is Not Just a Pin on a Map for Us

Arcadia is a town that people who grew up around here just know. You know that Wilson Farm Market on a Saturday morning is as much a social event as it is a grocery run. You know that Hamilton Heights pride runs deep. The Huskies are not just a mascot. For families in this part of northern Hamilton County, those connections matter. They shape how people think, how they plan, and what they actually care about when it comes to their financial future.

At Olympus Wealth Strategies, we are not a national directory listing or a franchise office with a rotating roster of advisors. We are the kind of firm where you talk to the same person who actually knows your name, your goals, and where you are headed. That is the kind of relationship this community deserves.

Why Arcadia Families Choose Olympus

✓ Fee-only model: no commissions, no product sales, no hidden compensation
✓ Fiduciary standard: legally obligated to act in your interest, not the firm's
✓ Comprehensive planning: retirement, tax, estate, insurance, and investments coordinated together
✓ Access to private market and alternative investment strategies typically unavailable at local brokerages
✓ Assets held at Charles Schwab for security, transparency, and client-controlled access

Know the Difference

How Olympus Compares to Other Advisors Near Arcadia

When you are evaluating financial advisors in this area, the differences between models matter more than most people realize. Here is a straightforward comparison.

What to Ask	Olympus Wealth Strategies	Commission-Based Brokers
Are you a fiduciary?	Yes, at all times	Not always; suitability standard only
How are you paid?	Fee-only: you pay us directly, no commissions	Commissions on products sold; potential conflicts
Is your advisor independent?	Yes, no parent company or proprietary products	Often tied to a product shelf or parent firm
Who holds your assets?	Charles Schwab, a third-party custodian you control	Often held at the broker-dealer's own custodian
Private market access?	Yes, available to qualified clients	Typically limited to standard brokerage products

This comparison is for general informational purposes. Compensation structures and standards vary by firm. Always ask your advisor directly how they are compensated and whether they serve as a fiduciary at all times.

What Fee-Only Actually Means

No Commissions. No Product Sales. No Conflict.

The term "fee-only" has a specific meaning in the financial planning world. It means the advisor is compensated solely by the client, through a transparent fee structure, and does not receive any compensation from third parties such as mutual fund companies, insurance carriers, or brokerage product sponsors.

At Olympus, our fee is based on a percentage of the assets we manage for you. That structure creates a direct alignment: when your portfolio grows, so does our fee. When it does not, neither does our income. There are no referral kickbacks. No trailing commissions buried inside a product prospectus. No incentive to recommend one product over another because it pays more.

This matters especially for Arcadia families who may be comparing us to national brokerage offices in the area. Many advisors operating under a broker-dealer are held to a "suitability" standard, which means they can recommend products that are suitable for you even if those products pay them a higher commission. A fiduciary standard is a higher bar. We are required by law to recommend what is in your best interest, not just what qualifies as acceptable.

Read our full fee-only vs. commission comparison →

What Does a Fee-Only Advisor Charge?

According to industry surveys, AUM-based fee-only advisors typically charge between 0.5% and 1.25% of managed assets annually, depending on portfolio size and scope of services. Fees often decline as assets increase. At Olympus, our fees are transparent and discussed directly with every client before any engagement begins.

How Is This Different from a Financial Planner at a Bank?

Bank-based financial representatives are typically employees of the bank, working within a product shelf the bank offers. They may not be fiduciaries, and their recommendations may reflect what their employer distributes. An independent fee-only RIA has no such constraints.

Beyond the Basics

Private Market and Alternative Investment Access

One thing that sets independent RIAs apart from most local brokerage offices is the ability to offer access to investment strategies beyond traditional stocks and bonds. This is an area where Olympus can open doors that many advisors in this region simply cannot.

01

Private Equity and Credit

Qualified investors may gain exposure to private equity and private credit strategies that have historically offered returns and diversification characteristics different from public markets. These carry meaningful risks and are not suitable for all investors.

02

Real Assets and Real Estate Structures

From real estate investment structures to Delaware Statutory Trusts and 1031 exchange strategies, we help clients with real property holdings think through how those assets integrate with their broader financial plan. Real estate investments involve liquidity risk and are not appropriate for every situation.

03

Structured and Alternative Strategies

Through our platform and partnerships, eligible clients may access alternative strategies designed to behave differently than traditional market exposure. These are tools, not magic. We use them selectively and only when they fit a client's specific goals and risk profile.

Why does this matter for Arcadia families? Most local brokerage offices and franchise advisor locations are limited to the product menu their parent company approves. As an independent RIA on the Uptick Partners platform, Olympus is not constrained by a product shelf. That independence lets us build portfolios around your goals, not around what generates the most revenue for a home office somewhere else. All alternative investments carry significant risk, including potential loss of principal, and are generally available only to qualified investors. We discuss suitability carefully before any recommendation is made.

What We Do

A Full Financial Plan, Not Just an Investment Account

One of the most common frustrations we hear from people who come to us is that their previous advisor mostly managed their investment account and not much else. Retirement questions, tax planning, insurance gaps, estate documents — those often fell through the cracks. Olympus is built to coordinate all of it under one roof.

01

Retirement Planning

401(k) rollovers, IRA strategies, income planning, Social Security timing, and distribution planning for when you stop working.

02

Tax Planning

Tax-aware investment strategies, Roth conversion planning, tax-loss harvesting, and coordination with your CPA. Tax outcomes vary by individual situation.

03

Estate Planning Coordination

Beneficiary reviews, trust coordination, charitable giving strategies, and making sure your estate documents match your financial plan. Not legal advice; we work alongside your attorney.

04

Business Owner Services

For small business owners in Arcadia and northern Hamilton County: retirement plan design, S-Corp planning, exit strategy guidance, and QSBS planning where applicable.

About Your Advisor

John Sidery, CFP® CPWA®

John is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Private Wealth Advisor®. The CPWA designation in particular is held by a small number of advisors nationally and signals deep training in tax, estate, and investment planning for complex financial situations.

He founded Olympus Wealth Strategies with a straightforward goal: to give families and business owners access to the kind of comprehensive, coordinated financial guidance that is typically reserved for clients of much larger institutions, delivered with the personal attention you only get from an independent firm. For clients in northern Hamilton County, that means having a fiduciary advisor who is not just familiar with your zip code but genuinely invested in this part of Indiana.

Olympus has been featured in Arkansas Money and Politics, AY Magazine, and WealthManagement.com, and was named Arkansas Business Best of Biz 2025.

CFP®

Certified Financial Planner

CPWA®

Certified Private Wealth Advisor

RIA

Registered Investment Advisor

Fee-Only

No Commissions, Ever

How We Work

Getting Started Is a Conversation, Not a Commitment

We do not believe in high-pressure sales meetings or financial plans with a hard sell at the end. Our process starts with understanding where you are, where you want to go, and whether we are actually the right fit for each other.

1

Schedule a Free 20-Minute Check-In

We start with a short call to learn about your situation, answer your questions, and make sure what we offer matches what you are looking for. No pitch, no pressure.

2

Discovery and Planning Meeting

If the fit is right, we go deeper. We look at your full financial picture: assets, liabilities, income, tax situation, estate documents, insurance coverage, and goals. This is where we identify the gaps and the opportunities.

3

Personalized Strategy Presentation

We put together a plan built around your specific situation, not a template. You see our fee clearly, understand exactly what we are recommending and why, and have the chance to ask every question before making any decision.

4

Ongoing Relationship, Not a One-Time Transaction

Your financial plan is not a document you file away. Life changes. Tax laws change. Your goals evolve. We are in contact regularly, reviewing your plan and updating it as your circumstances shift.

Common Questions

Frequently Asked Questions

What is the average fee for a fiduciary financial advisor?

Industry data generally puts AUM-based fees for independent fiduciary advisors at approximately 0.5% to 1.25% annually, though this varies by portfolio size and services included. Fee-only advisors charge clients directly and do not collect commissions, so the fee you pay is the complete picture of what the advisor earns from your relationship. At Olympus, we are transparent about our fee structure from the first conversation.

Is a fiduciary advisor better than a standard financial advisor?

A fiduciary is held to a legal standard requiring them to act in your best interest at all times. Many financial representatives operate under a "suitability" standard, which is a lower bar. Whether a fiduciary is the right fit for you depends on your needs, but most people, once they understand the difference, prefer working with someone who is legally required to prioritize their interests. You can read more on our fiduciary advisor explainer page.

What is a red flag when evaluating a financial advisor?

A few things worth paying close attention to: the advisor cannot clearly explain how they are compensated, they resist answering whether they are a fiduciary at all times, they push products early in the relationship before understanding your full financial picture, or they are reluctant to provide their ADV Part 2 disclosure document. Any advisor registered with the SEC is required to provide that document on request.

Do I need a certain amount of money to work with Olympus?

We work with clients across different stages of their financial journey, not just those with large existing portfolios. The starting point is always a conversation about where you are and what you are trying to accomplish. We can tell you quickly whether we are the right fit and what engagement would look like for your specific situation.

Does Olympus serve clients outside of Arcadia?

Yes. We serve families and professionals throughout Hamilton County, including Westfield, Sheridan, Noblesville, Fishers, Carmel, and Cicero. We also serve clients in Arkansas and work with remote clients across the country. Where you live matters less than whether your financial situation is one we can genuinely help with.

Keep Exploring

Resources to Help You Make a More Informed Decision

Choosing a financial advisor is one of the more consequential decisions you will make. These pages dig into the questions most people have before they ever schedule a first call.

Fiduciary Standard

A Fee-Only Fiduciary Financial Advisor Who Knows Arcadia