Got a raise? Here’s one simple move:
Before lifestyle creep kicks in, consider this:
Bump your 401(k) contribution by just 1%.
For 2026 here’s the limits:
• Max: $24,500
• Catch-up (50+): $8,000
• Catch-up ages 60–63: $11,250
One rule change to know:
If you made $150k+ last year, catch-ups are generally Roth only.
Small adjustments today can have a meaningful impact over time.
#financialplanning #retirementplanning
#FinancialFitness #401k #RetirementPlanning #OlympusWealthStrategies #Hoosiers