t’s that time of year again… open enrollment season.
While it’s easy to just “roll over last year’s elections,” this is one of the most impactful financial decisions you make each year. Your choices here affect everything from your take-home pay to your out-of-pocket costs and even your long-term financial plan.
A few reminders before you click “submit”:
✅ Medical: Compare premiums and total out-of-pocket exposure.
✅ Dental & Vision: Small cost, but big value if you actually use them. Very expensive if you don’t have any coverage.
✅ Life & Disability: This is your income protection and family protection. Don’t overlook it.
✅ HSA or FSA: Tax savings most people leave on the table.
✅ Pet Insurance: Yes, even that can prevent surprise expenses.
Take the time to review, ask questions, and coordinate with your financial plan, it’s worth it.
Have questions on your company’s benefits package? We’re here to help.
#financialplanning #riskmanagement